ÿþ<html><head><title>October 2007 E-Newsletter</title></head></html><div > <table cellspacing=0 cellpadding=0 border=0 bgcolor=#ffffff width="604" align=center> <tr><td width="604"><div id="previewcell:cell1" ><table width="100%" bgColor="#000000" border="0" borderColor="#000000" cellPadding="2" cellSpacing="0"><tr><td><FONT face=Arial size=2><FONT face=Arial size=2> <TABLE class=dashedBorder style="TABLE-LAYOUT: auto" cellSpacing=0 cellPadding=0 border=0> <TBODY> <TR> <TD style="WIDTH: 600px; WHITE-SPACE: normal" vAlign=top align=left width=600 bgColor=#ffffff> <P align=justify><FONT face=Arial size=2><A title="" href="http://www.stonewallre.com/" conversion="false" alias="Banner"><IMG style="BORDER-LEFT-COLOR: #000000; BORDER-BOTTOM-COLOR: #000000; MARGIN: 0px; WIDTH: 600px; BORDER-TOP-COLOR: #000000; HEIGHT: 95px; BORDER-RIGHT-COLOR: #000000" height=95 src="http://image.emarketing.listengage.com/81e40151-2.jpg" width=600 border=0 thid="1232773"></A><BR><A title="" href="http://www.stonewallre.com/" conversion="false" alias="header"></A></FONT></P> <P align=left> <TABLE class=dashedBorder style="TABLE-LAYOUT: auto" cellSpacing=0 cellPadding=0 border=0> <TBODY> <TR> <TD style="WIDTH: 600px; WHITE-SPACE: normal" vAlign=top align=left width=600> <P align=justify> <TABLE class=dashedBorder style="TABLE-LAYOUT: auto" cellSpacing=0 cellPadding=5 border=0> <TBODY> <TR> <TD style="WIDTH: 435px; WHITE-SPACE: normal" vAlign=top align=left width=435> <P align=center><FONT size=2><FONT size=2><FONT size=2><FONT face=Verdana><FONT face=Arial size=2><FONT size=2><FONT face=Verdana><FONT size=2><FONT size=2><FONT face=Tahoma size=3><STRONG>Northeast Association of Realtors (NEAR)<BR><FONT size=3>2006 vs. 2007</FONT></STRONG></FONT></FONT></FONT></FONT></FONT></FONT></FONT></FONT></FONT></FONT></P> <P align=left><FONT size=2><FONT size=2><FONT size=2><FONT face=Verdana><FONT face=Arial size=2><FONT size=2><FONT face=Verdana><FONT size=2><FONT size=2><FONT face=Tahoma size=3><FONT face=Verdana size=2>It&#8217;s in the numbers.&nbsp;The NEAR numbers are out for August in our region&nbsp;and they&nbsp;show August of 2007 is 5% ahead of August 2006, but condos and multi-families are off 21% and 41%. The multi family number is skewed since it is a smaller number to begin with. (see chart below)</FONT></P> <P><FONT face=Verdana size=2>For January to August, single family sales have increased 2.6%, condos are down 9.4% and multi&#8217;s are off 35.5%.</FONT></P> <P><FONT face=Verdana size=2>But, please take careful note of the following:&nbsp;the prices for both August and January to August show a 4.7% decline in single family, 8.3% in condos and 18.1% in multi families.&nbsp;So clearly sellers have had to adjust pricing as the pricing war continued into 2007.</FONT></P> <P><FONT face=Verdana size=2>But for how much longer will this last?&nbsp; Some speculate October of 2008 sometime after the elections.&nbsp;We know eventually the market will return to some normalcy and we can use the word appreciation again.&nbsp;In the meantime, if you are considering a move contact Stone Wall Real Estate Professionals</FONT><FONT face=Verdana size=2>.<BR></FONT></P> <P><FONT face=Verdana size=2>Bill Buck - Broker/Owner<BR></FONT><A title="" href="http://www.stonewallre.com/" conversion="false" alias="The Stone Wall Real Estate Professionals"><FONT face=Verdana size=2>The Stone Wall Real Estate Professionals</FONT></A><BR><FONT face=Verdana size=2>89 North Main Street, Suite 202<BR>Andover MA 01810<BR>(978) 475 0077 x202<BR>Fax: (978) 475 9131<BR>Cell:&nbsp; 978 815 1336<BR></FONT><A href="mailto:bbuck@stonewallre.com"><FONT face=Verdana size=2>bbuck@stonewallre.com</FONT></A><BR><BR></P></FONT></FONT></FONT></FONT></FONT></FONT></FONT></FONT></FONT></FONT></TD> <TD style="BORDER-RIGHT: rgb(192,192,192) 1px solid; BORDER-TOP: rgb(192,192,192) 1px solid; BORDER-LEFT: rgb(192,192,192) 1px solid; WIDTH: 140px; BORDER-BOTTOM: rgb(192,192,192) 1px solid; WHITE-SPACE: normal" vAlign=top align=left width=140> <P align=center><FONT size=2><A title="" href="http://www.stonewallre.com/" conversion="false" alias="Picture_Bill"><FONT face=Verdana><IMG title="" style="BORDER-LEFT-COLOR: rgb(0,0,0); BORDER-BOTTOM-COLOR: rgb(0,0,0); MARGIN: 10px 0px 0px; WIDTH: 101px; BORDER-TOP-COLOR: rgb(0,0,0); HEIGHT: 125px; BORDER-RIGHT-COLOR: rgb(0,0,0)" height=125 alt="" src="http://image.emarketing.listengage.com/502341244260.jpg" width=101 align=default border=0></FONT></A><BR><FONT size=1><FONT face=Verdana><STRONG>Bill Buck</STRONG><BR><EM>Broker/Owner x202</EM></FONT></FONT></FONT></P> <P align=center><FONT size=2><A title="" href="http://www.stonewallre.com/" conversion="false" alias="Paula picture"><EM><FONT face=Verdana size=1><IMG title="" style="BORDER-LEFT-COLOR: rgb(0,0,0); BORDER-BOTTOM-COLOR: rgb(0,0,0); MARGIN: 0px; WIDTH: 90px; BORDER-TOP-COLOR: rgb(0,0,0); HEIGHT: 99px; BORDER-RIGHT-COLOR: rgb(0,0,0)" height=99 alt="" src="http://image.emarketing.listengage.com/1216686451794.jpg" width=90 align=default border=0></FONT></EM></A><BR><FONT size=1><FONT face=Verdana><STRONG>Paula Bishop<BR></STRONG><EM>Sales Associate x203</EM></FONT></FONT></FONT></P> <P align=center><FONT size=2><A title="" href="http://www.stonewallre.com/" conversion="false" alias="susan picture"><FONT face=Verdana size=1><EM><IMG title="" style="BORDER-LEFT-COLOR: rgb(0,0,0); BORDER-BOTTOM-COLOR: rgb(0,0,0); MARGIN: 0px; WIDTH: 90px; BORDER-TOP-COLOR: rgb(0,0,0); HEIGHT: 99px; BORDER-RIGHT-COLOR: rgb(0,0,0)" height=99 alt="" src="http://image.emarketing.listengage.com/1218475864636.jpg" width=90 align=default border=0></EM></FONT></A><BR><FONT size=1><FONT face=Verdana><STRONG>Susan Donahue<BR></STRONG><EM>Broker Associate x205</EM></FONT></FONT></FONT></P> <P align=center><FONT size=2><A title="" href="http://www.stonewallre.com/" conversion="false" alias="karen picture"><FONT face=Verdana size=1><IMG title="" style="BORDER-LEFT-COLOR: rgb(0,0,0); BORDER-BOTTOM-COLOR: rgb(0,0,0); MARGIN: 0px; WIDTH: 90px; BORDER-TOP-COLOR: rgb(0,0,0); HEIGHT: 99px; BORDER-RIGHT-COLOR: rgb(0,0,0)" height=99 alt="" src="http://image.emarketing.listengage.com/7923292b-5ce9-46.jpg" width=90 align=default border=0></FONT></A><BR><FONT size=1><FONT size=1><STRONG><FONT face=Verdana>Karen McEvoy<BR></FONT></STRONG><EM><FONT face=Verdana>Sales Associate x207</FONT></EM></FONT></FONT></FONT></P></TD></TR></TBODY></TABLE> <TABLE class=dashedBorder cellSpacing=0 cellPadding=0 border=0> <TBODY> <TR> <TD style="FONT-SIZE: 12px; FONT-FAMILY: Arial"> <HR color=#c0c0c0 SIZE=1> <IMG title=NEARstatsmonthly2008 alt=NEARstatsmonthly2008 hspace=0 src="http://image.emarketing.listengage.com/lib/fefe1575716205/i/1/2be5d34a-6.gif" border=0 thid="1253253"><BR> <HR color=#c0c0c0 SIZE=1> </TD></TR></TBODY></TABLE></P> <P align=justify> <TABLE class=dashedBorder cellSpacing=0 cellPadding=5 border=0> <TBODY> <TR> <TD style="FONT-SIZE: 12px; WIDTH: 600px; FONT-FAMILY: Arial; WHITE-SPACE: normal" vAlign=top align=left width=600> <P align=center></P> <P align=center><FONT face=Verdana size=2><FONT face=Tahoma size=4><STRONG><FONT style="BACKGROUND-COLOR: #caff70" size=3><FONT style="BACKGROUND-COLOR: #ffffff"><U>FEATURED HOMES<BR></U><FONT size=1><BR></FONT></FONT>Andover Colonial&nbsp; <FONT color=#ffffff>|</FONT> Great Value $679,900</FONT><BR></STRONG></FONT><BR><A title="" href="http://www.stonewallre.com/listing_detail.php?id=70629358" conversion="false" alias="Andover Colonial"><IMG style="BORDER-LEFT-COLOR: #000000; BORDER-BOTTOM-COLOR: #000000; MARGIN: 0px; WIDTH: 558px; BORDER-TOP-COLOR: #000000; HEIGHT: 315px; BORDER-RIGHT-COLOR: #000000" height=315 src="http://image.emarketing.listengage.com/e15034a4-e.jpg" width=558 border=0 thid="1235448"></A><BR></FONT><FONT face=Verdana size=2><A title="For more details click here..." href="http://www.stonewallre.com/listing_detail.php?id=70629358" conversion="false" alias="For more details click here..."><FONT size=1>For more details click here...</FONT></A></P> <HR color=#c0c0c0 SIZE=1> <P align=left></FONT></P> <P align=center><FONT face=Tahoma><STRONG><FONT style="BACKGROUND-COLOR: #caff70" size=3>Incredible Single Family Alternative with Granite Kitchen Garage Walk to Andover Center <FONT color=#ffffff>|</FONT>&nbsp;$419,900</FONT></STRONG></FONT></P> <P align=center><FONT face=Verdana size=2><A title="" href="http://www.stonewallre.com/listing_detail.php?id=70656262" conversion="false" alias="$419,900"><IMG style="BORDER-LEFT-COLOR: #000000; BORDER-BOTTOM-COLOR: #000000; MARGIN: 0px; WIDTH: 560px; BORDER-TOP-COLOR: #000000; HEIGHT: 396px; BORDER-RIGHT-COLOR: #000000" height=396 src="http://image.emarketing.listengage.com/lib/fefe1575716205/i/1/5efe823c-b.jpg" width=560 border=0 thid="1253252"></A><BR></FONT><FONT face=Verdana size=2><FONT face=Verdana size=1><A title="For more details click here..." href="http://www.stonewallre.com/listing_detail.php?id=70656262" conversion="false" alias="For more details click here...">For more details click here...</A></FONT></P> <HR color=#c0c0c0 SIZE=1> <P align=left></FONT></P> <P align=center><FONT face="Times New Roman"><FONT face=Tahoma><FONT style="BACKGROUND-COLOR: #caff70" size=3><STRONG>Starter Ranch offers so much Potential&nbsp;<FONT color=#ffffff>|</FONT> $339,900</STRONG></FONT></FONT></FONT></P> <P align=center><FONT face=Verdana size=2><A title="" href="http://www.stonewallre.com/listing_detail.php?id=70666357" conversion="false" alias="$339,900"><IMG style="BORDER-LEFT-COLOR: #000000; BORDER-BOTTOM-COLOR: #000000; MARGIN: 0px; WIDTH: 560px; BORDER-TOP-COLOR: #000000; HEIGHT: 322px; BORDER-RIGHT-COLOR: #000000" height=322 src="http://image.emarketing.listengage.com/lib/fefe1575716205/i/1/e2ad0d75-8.jpg" width=560 border=0 thid="1253251"></A><BR></FONT><FONT face=Verdana size=2><FONT face=Verdana size=2><FONT face=Verdana size=1><A title="For more details click here..." href="http://www.stonewallre.com/listing_detail.php?id=70666357" conversion="false" alias="For more details click here...">For more details click here...</A></FONT></FONT></FONT></P></TD></TR></TBODY></TABLE></P> <P align=justify> <TABLE class=dashedBorder cellSpacing=0 cellPadding=0 border=0> <TBODY> <TR> <TD style="FONT-SIZE: 10px; WIDTH: 600px; FONT-FAMILY: Arial; WHITE-SPACE: normal" vAlign=center align=left width=600> <P align=center><FONT style="BACKGROUND-COLOR: transparent"><FONT color=#666699><FONT face=Tahoma size=3><STRONG>HOMES, CONDOMINIUMS AND MULTI FAMILES<BR></STRONG></FONT></FONT></FONT><FONT style="BACKGROUND-COLOR: transparent"><FONT color=#666699><FONT face=Tahoma size=3><STRONG>UNDER AGREEMENT +&nbsp;SOLD<BR></STRONG><FONT color=#000000 size=2><FONT face=Verdana><STRONG>October 1, 2007&nbsp;TO&nbsp;October 15, 2007&nbsp; <BR></STRONG>(Source: Multiple Listing Service)</FONT></FONT></FONT></FONT></FONT><FONT style="BACKGROUND-COLOR: transparent"><BR></P></FONT></TD></TR></TBODY></TABLE></P> <P align=center><FONT face=Arial size=2><FONT size=2><FONT face=Verdana size=2><FONT face="Arial, Helvetica, sans-serif" color=#ad2c4a size=2><FONT color=#000000><EM><IMG style="BORDER-LEFT-COLOR: #000000; BORDER-BOTTOM-COLOR: #000000; MARGIN: 0px; WIDTH: 600px; BORDER-TOP-COLOR: #000000; HEIGHT: 396px; BORDER-RIGHT-COLOR: #000000" height=396 src="http://image.emarketing.listengage.com/lib/fefe1575716205/i/1/c013ae21-6.gif" width=600 border=0 thid="1253254"><BR><BR><IMG style="BORDER-LEFT-COLOR: #000000; BORDER-BOTTOM-COLOR: #000000; MARGIN: 0px; WIDTH: 600px; BORDER-TOP-COLOR: #000000; HEIGHT: 230px; BORDER-RIGHT-COLOR: #000000" height=230 src="http://image.emarketing.listengage.com/lib/fefe1575716205/i/1/452cbc23-a.gif" width=600 border=0 thid="1253255"><BR><BR><IMG style="BORDER-LEFT-COLOR: #000000; BORDER-BOTTOM-COLOR: #000000; MARGIN: 0px; WIDTH: 600px; BORDER-TOP-COLOR: #000000; HEIGHT: 68px; BORDER-RIGHT-COLOR: #000000" height=68 src="http://image.emarketing.listengage.com/lib/fefe1575716205/i/1/d84b44f5-3.gif" width=600 border=0 thid="1253256"></EM></FONT></FONT></FONT></FONT></FONT></P></TD></TR></TBODY></TABLE></P> <P align=left> <TABLE class=dashedBorder style="TABLE-LAYOUT: auto" cellSpacing=0 cellPadding=5 border=0> <TBODY> <TR> <TD style="WIDTH: 600px; WHITE-SPACE: normal" vAlign=top align=left width=600><FONT face=Verdana size=2> <P align=center><A href="%%ftaf_url%%"><IMG title="FTAF 1" alt="FTAF 1" hspace=0 src="http://image.emarketing.listengage.com/FTAF_1.gif" border=0></A></P></FONT></TD></TR></TBODY></TABLE></P> <P align=center> <TABLE class=dashedBorder cellSpacing=0 cellPadding=2 border=0> <TBODY> <TR> <TD style="WIDTH: 600px; WHITE-SPACE: normal" vAlign=center align=middle width=600 bgColor=#738eac> <P><FONT color=#ffffff><A title=Home href="http://stonewallre.com/index.phtml" conversion="false" alias="Home"><FONT face=Verdana color=#ffffff size=1>Home</FONT></A><FONT face=Verdana color=#ffffff size=1> | </FONT><A title=Listings href="http://stonewallre.com/index.phtml" conversion="false" alias="Listings"><FONT face=Verdana color=#ffffff size=1>Listings</FONT></A><FONT face=Verdana color=#ffffff size=1> | </FONT><A title=Staff href="http://stonewallre.com/staff.phtml" conversion="false" alias="Staff"><FONT face=Verdana color=#ffffff size=1>Staff</FONT></A><FONT face=Verdana color=#ffffff size=1> | </FONT><A title="FAQ's" href="http://stonewallre.com/cgi-bin/faq.cgi" conversion="false" alias="FAQ's"><FONT face=Verdana color=#ffffff size=1>FAQ's</FONT></A><FONT face=Verdana color=#ffffff size=1> | </FONT><A title="Open Houses" href="http://stonewallre.com/openhouse.phtml" conversion="false" alias="Open Houses"><FONT face=Verdana color=#ffffff size=1>Open Houses</FONT></A><FONT face=Verdana color=#ffffff size=1> | </FONT><A title=Links href="http://stonewallre.com/links.phtml" conversion="false" alias="Links"><FONT face=Verdana color=#ffffff size=1>Links</FONT></A><FONT face=Verdana color=#ffffff size=1> | </FONT><A title="Contact Us" href="http://stonewallre.com/contact.phtml" conversion="false" alias="Contact Us"><FONT face=Verdana color=#ffffff size=1>Contact Us</FONT></A></FONT></P></TD></TR></TBODY></TABLE></P></TD></TR></TBODY></TABLE></FONT></FONT></td></tr></table></div></td></tr> <tr><td width="604"><div id="previewcell:cell2" ></div></td></tr> <tr><td width="604"><div id="previewcell:cell3" ></div></td></tr> <tr><td width="604"><div id="previewcell:cell4" ></div></td></tr> <tr><td width="604"><div id="previewcell:cell5" ></div></td></tr> <tr><td width="604"><div id="previewcell:cell6" ></div></td></tr> </table> </html>